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FINANCING OPTIONS
What you need finances / consumer loans
Bantuka Bank offers structured borrowing options to help you finance your goals and keep your business growing.
Browse our credit products below. Once you find the correct solution, you can use our interactive Loan Calculator to estimate payments or apply online immediately. A relationship manager will contact you within one business day.
PERSONAL UNSECURED LOAN
Finance personal projects, family milestones, or medical needs with an unsecured loan tailored to your budget:
Features & Benefits:
- Competitive interest rates starting from 12% per annum.
- Flexible repayment tenors ranging from 12 to 72 months.
- Repayment through convenient automatic monthly debits.
- Free credit assessment and transparent terms with no hidden fees.
- Life insurance protection included during the tenor of the loan.
SALARY OVERDRAFT
Pre-approved short-term credit facility to bridge monthly cash flow gaps before payday:
Features & Benefits:
- Access pre-approved limits up to 50% of your net monthly salary.
- Pay interest only on the exact amount and number of days utilized.
- Automatic repayment when your monthly salary is credited.
- Zero ongoing paperwork after the initial setup.
- Available instantly via online and mobile channels.
BUSINESS INVESTMENT CREDIT
Tailored corporate and SME financing to help you purchase assets, scale operations, or manage cash flow cycles:
Features & Benefits:
- Custom repayment structures aligned with your business revenue.
- Competitive asset-backed and cash-flow credit facilities.
- Professional evaluation and credit decision within 3 business days.
- Available for registered firms, sole proprietorships, and corporate groups.
- Dedicated support from a designated corporate relationship manager.
Credit and interest rates
We guarantee the proper performance of their money with us no problem.
| Credit Type | Interest rate | Rode | Deadline |
|---|---|---|---|
| free Investment | 1,39% | 1.000 To 30.000 usd | 72 Months |
| New or used vehicle | 0,50% | 15.000 To 25.000 Usd | 60 Months |
| Education | 1,67% | 5.000 To 15.000 Usd | 36 Months |
| Affordable Housing | 0,85% | $7.000 Usd To 20.000 Usd | 72 Months |
| Vacation, recreation and tourism | 0,80% | 2.500 To 8.000 Usd | 48 Months |
| Home improvement or construction site itself | 1,00% | 2,000 To $10,000 Usd | 60 Months |
